Terms and Conditions

Terms and Conditions of Use

Please read these Terms of Use and Privacy Policy carefully before using this site. By using the website, you accept and agree to be bound by these Terms of Use and Privacy Policy. This site and its related services are governed by the Terms of Use stated below, and your continued access to this site and its services is subject to your agreement to be bound by such Terms of Use and Privacy Policy, as they may change from time to time. If you do not agree to these Terms of Use, you may not use this site (the website or “Site”).

Legal Advice

Nothing on this site constitutes or should be construed to constitute, any tax or legal advice or provide any warranties. The material is for informational purposes only with an understanding that local, state, and federal laws and regulations may be different in various jurisdictions or may change over time. You should consult your tax and legal professionals before engaging in any arrangements. We and our clients abide by all applicable privacy regulations, including but not limited to FTC Act and Health Insurance Portability and Accountability Act (HIPAA), but no HIPAA-protected information is accessible through this website.

Interaction and Surveys

Every once in a while, our site may demand criticism or potentially data from you through study. Cooperation in these solicitations or overviews is intentional and you have a decision whether to reveal the mentioned data, which may incorporate contact data (name and address) and segment data. Input gathered by these overviews will be utilized for reasons for checking or improving the utilization of this site. It is a state of your utilization of the site that all data that you give should be right, current, complete, and not misdirecting.


This site contains connections to outsider destinations for your benefit. If it’s not too much trouble, know that HOM and its members are not answerable for any of the data, items, ads, and other substance on these destinations, nor do HOM or its subsidiaries make any portrayals as to such data, items, ads, and other substance or its exactness. Utilization of any connected outsider site is exclusively at your danger and we urge you to peruse the terms and states of each connected outsider site you decide to get to, including the protection proclamations of each such site.

No Warranties or Representations

HOM makes no guarantee at all, express or suggested, including any guarantee as to exactness, fulfillment, or idealness, concerning the data contained on or connected through this site, and you ought not to accept that such data is precise, finished, or the most forward-thinking data accessible. HOM will not be obligated for any misfortune, guarantee, or harms caused in entire or partially by its arrangement of, or your utilization of, any of the data contained on, or connected through, this site. HOM renounces any express legal or inferred guarantees, including, without impediment, guarantees of merchantability or qualification for a specific reason.

Intellectual Property Rights

The site and its whole substance, highlights, and usefulness (counting yet not restricted to all data, programming, text, shows, pictures, video, and sound, and the plan, choice, and course of action thereof), are possessed by HOM and are secured by the United States and worldwide copyright, brand name, patent, proprietary advantage, and other licensed innovation or exclusive rights laws. These Terms of Use grant you to utilize the site for your own, non-business utilize as it were. You should not imitate, circulate, adjust, make subsidiary works of, freely show, openly perform, republish, download, store, or send any of the material on our site, besides as follows:

Your PC may briefly store duplicates of such materials in RAM accidental to your getting to and seeing those materials. You may store records that are naturally reserved by your web program for show upgrade purposes. You may print one duplicate of a sensible number of pages of the site for your very own, non-business use and not for additional multiplication, distribution, or distribution.

You must not:

Modify duplicates of any materials from this site. Use any outlines, photos, video or sound successions, or any illustrations independently from the going with text. Delete or adjust any copyright, brand name, or other exclusive rights sees from duplicates of materials from this webpage.